Trybe’s Pay By Link functionality sends an email to your customers to enable them to pay online safely and securely. All of these payments are protected by 3D secure 2.0.
There are a few reasons that Pay by Link and 3D Secure are considered to be more secure than paying over the phone:
All payment information is encrypted and processed through a secure server. This keeps it safe from hackers.
The cardholder is required to enter their own personal information, which is not the case when paying over the phone. With Pay by Link, it is more difficult for fraudsters to commit card-not-present fraud.
3D Secure adds an extra layer of security in the form of a one-time passcode, which the cardholder’s bank generates. Have you noticed your banking mobile app asking you to approve your online transactions? That's 3D secure 2.0. This second authentication factor is another mechanism to protect you against card-not-present fraud.
The cardholder’s bank is responsible for verifying the cardholder’s identity. This means that the merchant does not have to worry about verifying the cardholder’s identity, which can help to reduce fraud. This creates an additional layer of security for your spa. If a booking is made fraudulently you are not liable.
Ultimately Trybe’s Pay-By Link is designed to give you and your customers a sense of security and make them feel comfortable booking with you. Taking the payment immediately also protects against the no-show pandemic that is plaguing the industry, to find out more about how Trybe can protect your spa see our previous blog post.
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